Paying off high-interest debt should be your first priority in achieving financial wellness. To do so, try to reduce your expenses, increase your income and stick to a budget. Check out Viacurrent's articles and podcasts for more in-depth financial wellness tips.

If you have improved your financial habits, but debt is still overwhelming, you should seek professional credit counselling from the Estonian Credit Counselors Association.

First, contact the social department of your local municipality where you live. They can direct you to a debt counsellor and refund any associated costs.

For more information, visit the Estonian Debt Counselors Association’s website.